For those of you who decided to get started on your 2018 plans in February and use January as a transition month, HAPPY NEW YEAR!
To the rest of us, how’s it hangin’?
I thought January was a bit long but now that it’s February, I feel like 2018 is already over. Just makes me think how much easier money is to manage than time, right?
I’m actually popping into your inbox today to talk about GOALS and how to set them so you actually reach them.
Well, actually ONE goal.
I don’t know if you noticed, but I didn’t say “How To Set GOALS” plural in that title line.
I said GOAL. One. Uno. I don’t know how to say “one” in any other languages and I’m a little disappointed in myself. (Does pig latin count? Oneyay!)
Goal-setting is easy… Well, when you know what you’re doing… When you’re laser-focused… Which is why I have that emphasis on one goal at a time.
If you spread yourself too thin pursuing all the goals at once, you burn out and get nowhere. So ONE goal at a time until you get in the flow of momentum, then the next one, and so on.
Then it’s EASY. But how would you know that? It’s not like goal-setting and time management belong in the same club as money management: The Things That Should Be Prioritized In School Curriculums But Aren’t, that is. (Sheesh!)
Anyway, I LOVE goals and aspirations and intentions. I LOVE personal growth and development. I think I might also love change but the jury is still out on that one.
We have the best intentions setting goals but if we’re too vague or multi-focused in setting goals, we’ll never ever figure out HOW to actually reach them.
See, a month ago, I had a table at a local Health & Wealth Fair hosted by the Stuart, FL Chamber of Commerce. It was located in the local mall so I got to say I was hanging out at the mall all day which actually doesn’t sound that cool once you’re past your teenage years but I digress.
It was my first trade show event in over 4 years of business so I totally went into it not knowing what to expect having lived and breathed solely in the online space for so long. But hang out in a mall and talk money stuff all day? Sure, why not!
In addition to my basket of individually wrapped candies, I offered raffle tickets for a free copy of Budgets & Big Things along with a 1-hour strategy session. All you had to do was fill out your name, email address, and a money goal for 2018.
Well… that didn’t go too well.
When I got back to my office and picked a ticket, I was a little discouraged. A couple of entries had question marks. Some were super vague like “Save money!” or “Be debt-free!” Most of the entries just left that area blank.
No wonder these people are struggling to get a handle on their finances! They don’t even know what they want to do with their money.
First, you need a goal. We all need goals. A goal is a destination, something to move towards. Without a goal, you ain’t goin’ nowhere. You’re just driving around in circles thinking “Hey, that building looks familiar…”
Some people are cool with that. If you’re reading this, I’m assuming you’d like a little more out of life than living Groundhog’s Day in real life.
So let’s set goals the EFFECTIVE way and stop wasting your precious time, alright?
Here are 4 steps to pursue your goal (and they all begin with S!)
Step 1. SMART – WHAT are you doing?
I used to think that just setting SMART goals was enough. SMART is just an acronym for Specific (details please), Measurable (metrics to determine whether you have it or not), Attainable (realistically-speaking), Relevant (to who you want to be or how you want to feel), and Time-bound (you can’t RSVP to “someday”).
Step 2. SERVICE – WHY are you doing it?
If you can figure out WHY you’re set on doing something – like REALLY why, not just because you think you “should” – you’ll be motivated to actually work on it. What purpose does your goal serve? If you don’t care about the outcome, it’s time to go back to the drawing board.
Step 3. STRATEGY – HOW are you going to do it?
What steps do you need to take to reach that goal? What do you literally need to do to get from point A (where you are now) to Point B (where you want to be)? Give yourself detailed directions like you’re following a recipe in a cookbook. This is obviously my favorite part!
Step 4. SURENESS – CAN it be done?
If you don’t believe it can actually be done, that YOU can do it, that you have FAITH that everything will come together and all the circumstances in your life will somehow align with the stars and assist you in reaching your goal, then let go of it now. If you don’t believe you can do it, you’ll prove to yourself that you can’t.
Now, once you figure out the 4 S’s above, you’re all set to take ACTION.
And action creates success. ALWAYS. Even when there are twists and turns and loop-de-loops. With every experience comes more information so stay alert, pay attention to the details, and be flexible with how you reach that goal.
If you haven’t gotten anywhere with your 2018 goals and intentions yet, try to reframe them with my 4 S’s.
PS. I just opened up THREE Financial Intensive spots this month.
If you’ve ever wished someone could just give you a customized roadmap that explains exactly how to manage your money so you can reach your goals and bankroll your ideal life in less than a day…