Personal finance, clear and simple.
If you're tired of feeling like you don’t have enough to show for the money you make and you just wish you could get into the groove of healthier and wealthier habits without putting your funds on lockdown, I’m here to explain this not-so-complex financial stuff to you in a friendly way so you can find a loving and balanced relationship with your finances and fund a life you love.
Did you know that you can grow real wealth just by being your best self?
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I'm Michelle Bobrow, Certified Personal Finance Counselor®, Alternative Financial Coach and Money Mentor. I founded The Holistic Wallet, Inc. in 2014 to make money moves feel good. By focusing on money psychology, I help creative professionals and business-owners turn logical strategy into wealthy and healthy habits!
I learned the hard way that you can't earn your way out of bad financial habits and it took me years to feel like my finances were on the right track to support my personal endeavors. My biggest lesson: Aligning our money moves with our highest goals and values grows wealth quickly and easily.
I share my personal journey towards financial empowerment on Season One of my Weird & Wealthy Podcast. I hope it inspires you to dive into yours and take charge of your next chapter!
“For me, having someone who spoke my mindfulness language was really helpful to me. Pairing that with the systems to have expenses saved up and ready to go for the month ahead was a game changer. I really appreciated the 1-on-1 check-ins so that I could ask my questions and learn from Michelle directly. If you feel like you haven't adulted in the money department, Michelle can totally help you. She listens to where you are and helps you get to where you want to be. What's great about working with Michelle is that she is doing this stuff right along with you - she walks the walk.”
– Marissa G., Chicago, IL
“Michelle is so supportive and understanding. She knows where you're at because she's been there, and she guides you to change in such a kind, loving way. AND she'll make you laugh, something you probably can't even think about if you're stressing over finances. I hadn't historically been able to help myself get past my mental blocks and knew I needed outside perspectives. The separate spending account for my day-to-day expenses was a game changer and the Money Dashboard is literally my bible... that alone is worth the investment! I know it's something I'll continue to use for a long, long time. This work dramatically improved my financial relationship with my husband and put us on an equal footing. The journal prompts and gratitude instructions were also immensely helpful… as were the fun little nuggets of wisdom I got along the way. So many lightbulb moments!”
– Liz G., Columbus, OH
Michelle is a budget ninja. She’s the best at creating a budget that fits with your lifestyle. Had someone told me that I could be on a budget and feel richer, I would have called them crazy. But that’s only because I hadn’t met Michelle yet. I have never been on a budget before and literally felt like I had more money than I had in my whole life – all the while saving money, paying off my credit card debt, and still having enough money to go out to dinner with my friends and buy myself new stuff. It was wild!
Do yourself the favor- quit waking up in the middle of the night stressing about your bills, stop feeling guilty about buying something for yourself and pay off your debt in a way that feels easy and work with Michelle. It wasn’t until I got really honest with Michelle about my money situation that I really got honest with myself that a change started to happen. Worth. Every. Penny.
- Cristina H, Philadelphia, PA
Michelle helped me identify exactly what it was I was seeking to afford with my money. I’ve always struggled with my finances and this was the first time I really took them seriously and worked towards the goals I set. The strategies + the mindset + the numbers broken down. MAGIC!
-Liz A., New York, NY
Michelle whipped my financial life into shape! Not only did I get a plan of action, but the plan was actually FUN to implement. It’s not just numbers and logic – Michelle is very clear about that. The reason this worked so well for me was because it took my personality into account and didn’t try to make me someone I’m not. I’m never going to be somebody that reads up on the latest market trends or attempts extreme couponing. But Michelle gave me the toolbox to make informed and controlled choices with my money. Every time I hear someone complain about money issues, I connect ’em to Michelle.
-Aislinn R., New York, NY
The word “budget” means something totally new to me since working with Michelle. I actually feel wealthier on a budget than I ever did without one. I remember Michelle telling me “A budget is a plan, not a challenge” and that really stuck with me. It helped me treat my finances like part of my lifestyle and less like a diet or a project.
– Lynn G, Fort Wayne, IN
WORK WITH ME
Customized personal finance strategies!
- are trying to get out of debt, but can’t decide on the best strategy,
- have seven money apps on your phone but no budget,
- see money come into your bank account but kinda feel like it keeps disappearing into thin air,
- would like to save and invest your money but all the options make your head spin,
- have big dreams with big price tags but getting there seems impossible,
- know you need a plan but every time you sit down to map it out, you stress-eat a bunch (or a box) of cookies instead…
Michelle Bobrow is here to help!
Coaching & Mentorship
The perfect balance of money mindset mastery and sustainable and strategic planning for all of your financial and life goals. Changing decades of destructive money beliefs and habits is hard and figuring out the best strategy for your unique personality can take years of trial and error. Let's work together to speed up the process!
COURSES & GUIDES
The Weird & Wealthy Collective programs are designed to teach financial literacy and mindful money habits at your own pace using your own financial info to create a hands-on & collaborative learning experience. You finish every program having designed your own financial plan with actionable steps. Click the button below for more info.